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Location of Address (Manual)
Size of location in acres
List all activities at this location
Has this location ever flooded? If so when or average frequency.
- airstrips or landing areas
- farm stay or accomodation incl camp sites
- concerts, weddings, conferences or other events
- horse riding for guests or visitors
- motor cycle riding for guests or visitors
Annual Income or Turnover
Number of staff including directors if pty ltd
If the farm employs staff or is a pty ltd company you should check that the farm owner has a workers compensation insurance policy. This may not be required in some instances such as NSW paying under 7,500 in wages or in QLD if only directors
Buildings, contents and property primarily used for domestic non-farming purposes should be insured in thissection
Click here to add a new home building
Address of location (manual)
How is this home location occupied?
Is the property leased by a managing agent
Is there a current lease in place?
What is the term of the average lease in months?
If the property is under a month to month lease this may affect the outcome of any loss of rent or rent default
- Concrete Tiles
- Clay /terracotta Tiles
- Timber Shingles or other Timber
- Brick Veneer
- Double Brick
- metal or colourbond
- Cladding or Hardiplank (aluminium)
- Weatherboard (timber)
- sandwhich panel
- Timber on Piers
- Timber on raised poles
- Timber Flooring on Concrete Slab
- concrete slab
- concrete ground floor timber upper floor
Year the building was built
Is the building older than 40 years?
If over 40 years when was the building last rewired
If over 40 years when was the building last replumbed
Building replacement value
Home building calculator (requires 3G or WiFi). Located in quotes, home building section
Unspecified Personal Contents replacement value
Specified Personal Contents (include value)
Unspecified Valuables Cover
Specified Valuables (include description and value of each item) - a valuation less than 3 years old will be required for each item
Valuables cover option
What is your preferred Excess?
Property used primarily for the farm (non-domestic) use should be insured in this section
Add a farm location
Which location number from the general section is this property located on
Description of this building (stables, dairy, machinery shed, hay shed, tool shed, etc)
Construction of building
- fire blanket
- single source fire sprinklers
- dual source (backup) fire sprinklers
- high capacity fire hose
- low capacity garden hose
What type of security or crime prevention is on this building?
What is the age of this building
Replacement value, new for old including demolition costs of this building
If you wish to insure contents specific to this shed, list the replacement value of the contents here. Note: Some policies will allow combined farm contents cover for all sheds as it is likely contents will movefrom shed to shed.
Do any insured farm buildings at this location contain EPS or sandwhich panels? (add photo)
General unspecified farm contents at this location in any building
Unspecified farm improvements at this location such as silos, tanks, dips and pens, replacement value. Buildings and improvements over $5000 per item should be specified above
Solar power (excludng home roof top systems for domestic use) or other power generators. List type and replacement value
Describe all uninsured farm buildings / improvements or structures that are at this location. (add a photo if on site)
Registered Vehicles and high value machinery can be better insured as comprehensive farm motor vehicles. This section primarily covers fire and defined events damage but no damage whilst in use. See the farm motor section of this document.
Farm mobile machinery cover, defined events with no cover for damage whilst in use. Click to add a machine.
Year make and model
Unspecified Farm Machinery - defined events only no cover for damage When in use.
Add a farm location
Harvested Crops - hay, grain, seeds
Stock of trees - describe variety and value
Vines - describe variety and value
Milk in Storage or Vats at this location, total storage value
Livestock - Cover for mass livestock against fire and defined events, note some policies will cover more than fire such as lightning or impact, if theft or accidental death is required see the Livestock and Breeders section of this document.
Type of livestock (cattle, sheep, horse etc)
Breed of animal (Cotswold, aussie down, angus, jersey etc)
Number of head to be insured of this breed
Value per head in $aud
Is cover required for drought relief? (up to 15,000)
Fencing - this type of cover is fire and defined events designed to cover 100% of the property fencing, under insurance typically applies to this insurance type. If client requires a fixed amount of cover, this is called first loss basis fencing, see below.
Describe fence construction (3 wire star post, brick, timber rail and post etc)
Is this fence a boundary fence or internal fence
Length of fencing in meters
Replacement cost per Meter
Fencing first loss only cover, sum insured required?
What is your preferred Excess for all farm property?
Gross income sum insured
Increased cost of working cover following a farm property claim?
Maximum Benefit period
This section of cover functions as a normal motor vehicle policy is designed for registered vehicles or high value machinery requiring a comprehensive style policy.
Has the client had any motor vehicle claims in the p ast 5 years whether at fault or not at fault? If yes, describe all claims with year, name of insurer and amount claimed.
Year make and model (include variant such as GXL or 5054E).
List all accessories
List all modifications
What is the estimated value of this vehicle?
Which location above or what postcode is the vehicle kept at
How is the vehicle stored over night?
- rating 1 or above 60%
- rating 2 or above 50%
- rating 3 or above 40%
- rating 4 or above 20%
- rating 5 or above 10%
- rating 6 or none
Is this vehicle under finance? If so, type of finance and name of financier.
Drivers of this vehicle
Unrestricted (anyone) over 30 years of age
Unrestricted (anyone) under 30 years of age
Add a specified driver
Date of birth
Number of years driving or year first licensed
In the past 5 years has this driver had any driving convictions such as speeding fines, dui, red lights other than parking fines? If yes, describe the date, conviction and the penalty that applied.
Optional covers for farm motor vehicles, tick those covers that the client requires
Agreed value based on the value above
Protected no claim bonus
Excess free Windscreen option
What is your preferred Excess for this vehicle?
What limit of indemnity is required?
Please check the box if any of the following are undertaken at or from any location
Farm Stay or Accomodation
Horse Riding for visitors
Processing or manufacturing produce into goods, including but no limited to packaged meats, cheese, smallgoods, jams etc
Sale of produce or products at markets or a retail outlet owned by the insured
Any other business or service
Aerial crop spraying
Air strip including emergency air strips at any location
Do you wish to provide further information on these activities, such as whether they are insured seperately.
Add a specified machinery unit
Describe type of pump (submersible, irrigation, drinking water etc)
Capacity in kw
Unspecified motors under 4kw
Unspecified submersible pumps under 4kw
If there are any Computer controlled equipment such as automation units or temperature controls, or if a breakdown might cause loss of income, a seperate stand alone equipment breakdown engineering policy such as vero or allianz breakdown should be considered.
Add a specified insured animal
Age of animal
Describe brandings or markings
Loss of use Cover
Unborn foal extension of cover
Tick if this a syndicate animal
Semen and Embryo Section of cover
Number of containers
Number of ampoules or straws per container
Maximum value per container
Annual turnover (income) from sale of semen and embryos
Would you like monthly payments
Is cover for stock, equipment, or livestock in transit required for transits outside of the farm? If yes, list maximum transport value
Is cover for loss of income required for injury or sickness to the farmer or immediate family of the farmer? If sole trader or partnership farm, Consider accident and illness cover, or referring client to a financial planner for a life insurance policy.
Does the farmer require you to arrange workers compensation insurance? This is compulsory in most states if thr farm employs staff even if on a casual basis.
What is the annual wages paid to employees
If WA or NT, is cover required for directors? If yes, what are the directors wages?
Trade Credit Insurance in case your main (top 5) customers do not pay or are insolvent
List the top 5 customers of the farm
List the total value of debtors outstanding by more than 14 days
Management Liability Insurance can cover allegations of breaches in workplace health & safety laws, pollution control laws, employment laws and trade practices laws, it doesn’t cover wilful misconduct but will defend you for allegations. It is only available to Companies and not to sole traders orpartnerships.
Is cover required for Management liability insurance