Commercial Auto Survey - July 2014 Rev.

• Audit Title

• Conducted on

  Date

• Document No.

Commercial Auto Exposures

• Does the insured operate their owned vehicles as part of their business?

  Yes

  No

• Private passenger vehicles?

  Yes

  No

• Trucks?

  Yes

  No

• Straight trucks or other larger vehicles?

  Yes

  No

• Semi tractors and trailers?

  Yes

  No

• Describe typical commodities hauled. Any backhauling?

• What is the nature of the insured's commercial auto exposure?

• How many drivers does the insured allow to drive on company business?

• The commercial auto operating territory is:

  Select Local (<50 miles) Intermediate (51-200 miles) Long haul (>200 miles)

  • Local (<50 miles)
  • Intermediate (51-200 miles)
  • Long haul (>200 miles)

• % local

• % intermediate

• % long haul

• What percentage of vehicles are equipped with electronic stability control?

• Where are vehicles stored when not in use?

  Select Inside building Outside in lot At individual homes

  • Inside building
  • Outside in lot
  • At individual homes

• Lot is:

  Select Fenced Illuminated

  • Fenced
  • Illuminated

• Can drivers use the vehicle for their own personal business?

  Yes

  No

• Is a policy in place prohibiting the use by family members who have not been approved by the insured and underwriter?

  Yes

  No

Hiring and Monitoring Procedures

• Is a formal fleet safety policy in place with qualifications for allowed drivers?

  Yes

  No

• Is each driver's motor vehicle record checked before allowing driving privileges?

  Yes

  No

• Insured informs the agent or underwriter of new drivers:

  Immediately

  Drivers list at renewal

  Never

• Are driver motor vehicle records rechecked?

  Yes

  No

• How often are rechecks completed?

  Immediately via monitoring service

  Quarterly or more often

  Annually

  Less than annually

• Is there a drug and alcohol testing program?

  Yes

  No

• Criteria for testing:

  Select Pre-hire/post-offer Random Reasonable suspicion Post accident

  • Pre-hire/post-offer
  • Random
  • Reasonable suspicion
  • Post accident

• Is there GPS or video monitoring of drivers?

  Yes

  No

• What corrective action is taken when concerns like speeding or hard braking are recognized?

Driver Training Programs

• Is a new hire driver training program in place?

  Yes

  No

• Type of training:

  Select Basic vehicle orientation Online training or videos Hands on in vehicle Ride-a-longs with driver

  • Basic vehicle orientation
  • Online training or videos
  • Hands on in vehicle
  • Ride-a-longs with driver

• Is periodic driver training conducted?

  Yes

  No

• Type of training:

  Select Safety meetings Online training or videos Hands on in vehicle

  • Safety meetings
  • Online training or videos
  • Hands on in vehicle

Vehicle Maintenance

• Vehicles are maintained by:

  Select In-house shop Repair shop or dealership

  • In-house shop
  • Repair shop or dealership

• Any type of work the insured won't complete in-house?

• Did vehicles observed appear to be in good condition?

  Yes

  No

Other Concerns Related to Commercial Auto Coverage

• Describe any other concerns or other information regarding commercial auto coverage.