Insurance

Building insurance

$

  • Separate policy?

  • Policy name

  • Premium $

  • Sum insured $

  • Excess $

  • Included in strata fee?

  • Malicious damage cover

  • Malicious damage cover $

  • Accidental damage cover

  • Accidental damage cover $

  • Theft by the tenant cover

  • Theft by the tenant cover $

  • Defined risks cover up to sum insured?

  • Cover $

  • Legal costs

  • Legal costs cover $

  • Public Legal liabilities

  • Legal cover liabilities $

  • Professional fee due to tax audit

  • Professional fee cover $

Items covered

  • Fixed appliances

  • Gas and plumbing system

  • Pipe and cables

  • Fixtures and fittings

  • Exterior blinds and awnings

  • External structure

Defined Events

  • Storm

  • Fire

  • Flood

  • Earthquake

  • Tsunami

  • Explosion

  • Civil unrest and rioting

  • Theft

  • Fusion - motor damage

  • Water leaks

  • Oil leaks

  • Lightning

Landlord insurance

$

  • Separate policy?

  • Policy name

  • Premium $

  • Excess $

  • Included in building insurance?

  • Legal costs

  • Legal costs cover $

Items covered

  • Denial of access

  • Prevention of access

  • Default of rent

  • Departure without notice

  • Breaking of lease

  • Malicious damage

  • Accidental damage to contents

  • Accidental damage to building

  • Theft by tenant

  • Hardship

  • Death of a tenant

  • Defined risks to contents I.e. fire

Content insurances

$

  • Separate policy?

  • Policy name

  • Premium $

  • Sum insured $

  • Excess $

  • Included in building insurance?

  • Malicious damage cover

  • Malicious damage cover $

  • Accidental damage cover

  • Accidental damage cover $

  • Theft by the tenant cover

  • Theft by the tenant cover $

  • Defined risks cover up to sum insured?

  • Cover $

  • Legal costs

  • Legal costs cover $

Items covered

  • Carpets

  • laminate flooring

  • Curtains

  • Furnishing

  • Furniture

  • Household goods

  • Internal blinds

  • Domestic appliances and utensils

  • Light fittings not fixed to building

  • Fusion - burn out of electric motors

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