Insurance Cover Checklist

• Insurance company

• Date

  Date

Building insurance

$

• Separate policy?

  Yes

  No

  N/A

• Policy name

• Premium $

• Sum insured $

• Excess $

• Included in strata fee?

  Yes

  No

  N/A

• Malicious damage cover

  Yes

  No

  N/A

• Malicious damage cover $

• Accidental damage cover

  Yes

  No

  N/A

• Accidental damage cover $

• Theft by the tenant cover

  Yes

  No

  N/A

• Theft by the tenant cover $

• Defined risks cover up to sum insured?

  Yes

  No

  N/A

• Cover $

• Legal costs

  Yes

  No

  N/A

• Legal costs cover $

• Public Legal liabilities

  Yes

  No

  N/A

• Legal cover liabilities $

• Professional fee due to tax audit

  Yes

  No

  N/A

• Professional fee cover $

Items covered

• Fixed appliances

  Yes

  No

  N/A

• Gas and plumbing system

  Yes

  No

  N/A

• Pipe and cables

  Yes

  No

  N/A

• Fixtures and fittings

  Yes

  No

  N/A

• Exterior blinds and awnings

  Yes

  No

  N/A

• External structure

  Yes

  No

  N/A

Defined Events

• Storm

  Yes

  No

  N/A

• Fire

  Yes

  No

  N/A

• Flood

  Yes

  No

  N/A

• Earthquake

  Yes

  No

  N/A

• Tsunami

  Yes

  No

  N/A

• Explosion

  Yes

  No

  N/A

• Civil unrest and rioting

  Yes

  No

  N/A

• Theft

  Yes

  No

  N/A

• Fusion - motor damage

  Yes

  No

  N/A

• Water leaks

  Yes

  No

  N/A

• Oil leaks

  Yes

  No

  N/A

• Lightning

  Yes

  No

  N/A

Landlord insurance

$

• Separate policy?

  Yes

  No

  N/A

• Policy name

• Premium $

• Excess $

• Included in building insurance?

  Yes

  No

  N/A

• Legal costs

  Yes

  No

  N/A

• Legal costs cover $

Items covered

• Denial of access

• Prevention of access

• Default of rent

• Departure without notice

• Breaking of lease

• Malicious damage

• Accidental damage to contents

• Accidental damage to building

• Theft by tenant

• Hardship

• Death of a tenant

• Defined risks to contents I.e. fire

Content insurances

$

• Separate policy?

  Yes

  No

  N/A

• Policy name

• Premium $

• Sum insured $

• Excess $

• Included in building insurance?

  Yes

  No

  N/A

• Malicious damage cover

  Yes

  No

  N/A

• Malicious damage cover $

• Accidental damage cover

  Yes

  No

  N/A

• Accidental damage cover $

• Theft by the tenant cover

  Yes

  No

  N/A

• Theft by the tenant cover $

• Defined risks cover up to sum insured?

  Yes

  No

  N/A

• Cover $

• Legal costs

  Yes

  No

  N/A

• Legal costs cover $

Items covered

• Carpets

  Yes

  No

  N/A

• laminate flooring

  Yes

  No

  N/A

• Curtains

  Yes

  No

  N/A

• Furnishing

  Yes

  No

  N/A

• Furniture

  Yes

  No

  N/A

• Household goods

  Yes

  No

  N/A

• Internal blinds

  Yes

  No

  N/A

• Domestic appliances and utensils

  Yes

  No

  N/A

• Light fittings not fixed to building

  Yes

  No

  N/A

• Fusion - burn out of electric motors

  Yes

  No

  N/A