Property Risk Control Inspection

• Site conducted

  Select

• Conducted on

  Date

• Prepared by

• Location
  Address

undefined

• General Information

• Business Name

• Location Address

• Broker Contact

• Contact Person

• Type of Business

• Industry Classification (NAICS/SIC Codes)

• Date of Survey

  Date

• Surveyor Name/Title

undefined

• Building Information

• Building Age

• Construction Type (Fire-resistive, Non-combustible, Ordinary, etc.)

• Square Footage

• Occupancy Type

• Number of Stories

• Roof Type and Condition

• Electrical System (Year updated, Condition, Breaker types)

• Heating, Ventilation, and Air Conditioning (HVAC)

• Plumbing System (Age, Condition, Any history of leaks)

• Fire Protection Systems (Fire alarms, Sprinkler systems, Fire extinguishers, Standpipe systems)

• Security Systems (CCTV, Alarms, Access Control)

undefined

• Operations Overview

• Nature of Operations

• Number of Employees

• Hours of Operation

• Hazardous Materials or Processes

• Products or Services

• Any Special Regulatory Requirements (OSHA, EPA, etc.)

undefined

• Property Hazards

• Fire Risk Assessment

  Yes

  No

  N/A

• Fire load, Ignition sources, Combustibility of contents, Proximity to fire services.

• Flood Zone Information

  Yes

  No

  N/A

• Earthquake Zone

  Yes

  No

  N/A

• Windstorm Risk

  Yes

  No

  N/A

• Nearby Exposures (e.g., neighboring businesses, potential hazards from surrounding areas)

• Condition of Fire Walls and Separations

• History of Property Damage (Fire, Water, Wind, etc.)

• Liability Hazards

• Public Access

• Condition of parking lots, sidewalks, entrances/exits, lighting

• Premises Maintenance

• Slip/trip/fall hazards, Snow/ice removal procedures

• Safety Signage

• Proper signage in hazardous areas, evacuation routes

• Contractual Exposures

• Subcontractors, Vendors, Tenants - any hold harmless agreements or waivers?

• Employment Practices

• Written policies, Training programs, Incident reporting

• Premises Liability

• Incidents involving third parties, Condition of equipment (elevators, escalators, etc.)

• Safety and Loss Control Programs

  Yes

  No

  N/A

• General Safety Programs

• Written safety programs, Safety committees, Ongoing training

• Employee Safety Training

• Job-specific training, Use of PPE (personal protective equipment)

• Incident Response

• Procedures for handling incidents or injuries, Reporting and record-keeping

• Risk Transfer Procedures

• Contracts, Certificates of insurance, Subcontractor insurance verification

undefined

• Recommendations for Risk Improvement

• Property: List any improvements to reduce fire, natural disaster, or property risks

• Liability: Highlight changes to reduce premises or operational liability

• Other Observations: Any general risk control or safety improvements suggested

• Exterior/Interior Photos: Include clear and descriptive images of the premises, potential hazards, or points of concern

  Media

• Overall Risk Assessment

• Low, Medium, High based on surveyed factors.

  Low

  Medium

  High

  N/A

• Underwriting Recommendations